MFT Average Costs and Funding Sources

2024-2025 Tuition Rates

Tuition and fees are subject to change upon the recommendation and approval of the University’s Board of Trustees. Tuition and fees for each academic year are usually approved by the Board in late April for the upcoming school year.

Credit Hours

• $1,028 per credit hour
• $3,084 per 3-hour course

Facilities/Tech Fees

• 1-8 Hour Semester Enrollment – $17.00/hour
• 9 or more Hours Semester Enrollment – $150/semester

Practicum Fees

• $50 for enrollment in Practicum II, III and IV

Estimated Average Costs

You should anticipate costs, other than tuition and fees, related to your attendance at Mercer. These other expenses will not be included on your student bill, will vary by student and may include expenses for books, course materials, supplies, housing, food, transportation and other miscellaneous educational costs incurred during the academic year.

Full-time is defined as 6 or more hour enrollment during Fall, Spring and Summer semester. The costs listed below are based on full-time enrollment during Year 1 (9 hours Fall, 9 hours Spring and 9 hours Summer) and full-time enrollment during Year 2 (9 hours Fall, 6 hours Spring and 6 hours Summer). Adjustments are made for students enrolled less than full-time.

Health Insurance

All students enrolled 3 or more hours during a semester are required to have health insurance. The University will automatically enroll students in a student health insurance plan and add a health insurance premium to their accounts during Fall and Spring semester. (Note that the Spring premium covers both Spring and Summer semesters.) Students may request additional loan funds to cover the cost of this premium. The premium is based on the student’s age on the first class day of the semester, as outlined below:

Students who do not wish to participate in the school health insurance plan may waive the coverage by completing an online insurance waiver by the published deadline. Once alternate coverage is verified, the premium charge will reverse off the student’s account. If the waiver is not completed each semester by the published deadline, the student will be held responsible for payment of the non-refundable insurance premium. No exceptions are made to this deadline.

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Funding Sources

Children’s Healthcare of Atlanta Marriage and Family Therapy Scholarship

The Children’s Healthcare of Atlanta Marriage and Family Therapy Scholarship covers 100% of MUSM MFT tuition and fees for a maximum of 48 hours. Upon completion of the MFT degree program and additional autism training, the scholar must reside and practice Marriage and Family therapy full-time for two continuous years in an approved medically underserved rural Georgia county.

Georgia Behavioral Health Professions Service Cancelable Loan

The Behavioral Health Professions Service Cancelable Loan Program is offered by the State of Georgia to help Georgia residents obtain a behavioral health advanced degree. In exchange for up to $20,000 per academic year, recipients agree to work full-time in Georgia as a licensed Marriage and Family therapist providing behavioral health services to Georgia residents. Recipients must complete 12 months of qualifying employment in return for 1 year of loan cancellation. The application cycle opens in June and remains open until funding is exhausted.

Federal Direct Unsubsidized Loans

Students may be eligible to receive Federal Direct Unsubsidized loans. Completion of the FAFSA serves as application for the loan. The maximum annual loan limit is $20,500, with a maximum lifetime aggregate limit (undergraduate and graduate study combined) of $138,500. Interest accrues from the date of disbursement; however, repayment is not required until six months after withdrawal or graduation. The lender deducts a 1.057% processing fee before the funds are disbursed. The interest rate is fixed at 8.083% for the 2024-25 school year.

Federal Direct Graduate PLUS Loans

Students may be eligible to receive Federal Direct Graduate PLUS loans. Completion of the FAFSA serves as application for the loan. Eligibility is based on the student’s credit history. If there is anything adverse on the credit report, a credit worthy co-signer may be required. The annual amount a student may borrow is equal to the cost of attendance minus all other financial aid the student is receiving. Interest accrues from the date of disbursement; however, repayment is not required until six months after withdrawal or graduation. The lender deducts a 4.228% processing fee before the funds are disbursed. The interest rate is fixed at 9.083% for the 2024-25 school year.

Financial Planning

The Office of Student Financial Planning is available to provide information and assistance to students who need financial aid in order to attend the University. It is important that students apply for financial assistance as early as possible so that forms may be processed and the financial need of each applicant determined. For more information, contact the Office of Financial Planning at (478) 301-2853 or musmfinancialaid@mercer.edu.